Assistive Technology & Home Modifications Funding- AT-HM and how it works

What if the biggest barrier to staying in your own home isn’t your health, but simply not knowing how to unlock the right financial support? Many Australians worry that essential changes, like installing a ramp or upgrading a bathroom, will lead to massive out-of-pocket expenses. It’s completely understandable to feel overwhelmed by the recent changes to the Support at Home program or the complexity of an ACAT assessment. We believe that securing Assistive Technology & Home Modifications Funding shouldn’t be a source of stress or confusion.

In this article, you’ll discover how to access and maximise government funding for home modifications and specialised equipment to maintain your independence. We’ll break down the new three-tier funding structure, explain how to prepare for your assessment, and provide a clear path to finding the right professionals to help you live safely on your own terms. By the end of this guide, you’ll have a practical roadmap to navigate the system with confidence and clarity.

What is Assistive Technology & Home Modifications Funding?

Understanding the basics is the first step toward reclaiming your independence. Assistive Technology & Home Modifications Funding is a specific stream of government support designed to make your daily environment safer and easier to manage. It recognizes that sometimes, a small change to your home or a new piece of equipment is all it takes to stay living safely in the community you love.

So, What is Assistive Technology exactly? It encompasses any device or system that allows you to perform tasks you might otherwise find difficult. This ranges from simple kitchen gadgets like jar openers to sophisticated automated beds and personal alarms. Home modifications, on the other hand, focus on the "bricks and mortar." These are structural changes like installing walk-in showers, building ramps, or widening doorways to accommodate a walker or wheelchair.

The year 2026 marks a significant shift in how these services are delivered. With the full integration of the Support at Home program, accessing this funding has become more direct. The government has moved toward an upfront funding model, acknowledging that a one-off investment in a ramp can prevent a life-changing fall. This "Independence ROI" is clear. A $5,000 modification today can delay the need for residential care, which often costs over $60,000 annually in basic daily fees and means-tested contributions. It’s a win for your autonomy and your budget.

Low-tech vs High-tech AT

Not every piece of equipment requires a battery or a complex manual. Low-tech items include non-electronic aids like shower chairs, specialised cutlery, or long-handled reachers. These are often easy to use and require minimal training. High-tech options involve electronic devices, smart home sensors, and complex mobility equipment like power wheelchairs that require a professional fitting and clinical oversight.

Minor vs Major Modifications

Modifications are generally split by their complexity and the level of trade skill required. Understanding this helps you manage your Assistive Technology & Home Modifications Funding effectively:

• Minor: These are non-structural changes, such as installing handrails, changing tap turners, or adding anti-slip strips to stairs. These can often be completed quickly once approved.
• Major: These involve structural work that requires building permits and specialised trades. Common examples include floor levelling, installing a lift, or complete bathroom renovations to create a hobless shower.

Funding Pathways: Support at Home, NDIS, and DVA

Identifying the correct stream for Assistive Technology & Home Modifications Funding depends largely on your age and your history of service. For most seniors, the path leads directly to the Support at Home program. This program replaced Home Care Packages in late 2025, creating a more streamlined way to access upfront funding for safety upgrades. It represents a shift from the old model where you had to slowly accrue funds from a monthly budget to pay for a single large modification.

There is often confusion regarding the National Disability Insurance Scheme (NDIS). The rule is generally firm: you must be under 65 to enter the NDIS. If you’re already a participant when you turn 65, you can choose to stay, but new applicants over this age must use the aged care system. This is why understanding the My Aged Care assessment process is vital for seniors, as it’s the primary gateway to support. Veterans may have a different route through the Department of Veterans’ Affairs (DVA). Gold Card holders can often access the Rehabilitation Appliances Program (RAP), which fully funds equipment based on clinical need.

Sometimes, paying privately or "self-funding" is the most practical choice. Government waitlists for assessments can be lengthy, and the "standard" equipment lists might not include the specific premium features you want. If you have the means, self-funding allows you to bypass the bureaucracy and make your home safe immediately. If you aren’t sure which path to take, you can view our comprehensive guides for a clearer breakdown of your options.

Support at Home Funding Categories

By 2026, the Support at Home program has established clear funding tiers. The High Tier for major modifications is capped at $15,390 per year, though this can be extended for complex cases with a specialist prescription. The Goods, Equipment, and Assistive Technology (GEAT) pool now provides these funds upfront, ensuring you don’t have to wait months to afford a vital mobility aid. Learn more about the Support at Home Program to see how these tiers apply to your situation.

The Role of the Commonwealth Home Support Programme (CHSP)

The CHSP continues to operate as an entry-level program and isn’t expected to be fully integrated into Support at Home until at least July 2027. While it still offers some very low-cost assistive technology, most significant Assistive Technology & Home Modifications Funding has transitioned to the newer program. Understanding the CHSP remains important for those who only need minor, one-off supports rather than ongoing care.

The Assessment Journey: From My Aged Care to Approval

Getting your home ready for the future isn’t just about picking out a new shower head; it’s a structured process that starts with a simple phone call. The Australian Government’s Assistive Technology and Home Modifications (AT-HM) scheme provides the framework for this journey. Your first step is to contact My Aged Care to arrange an initial assessment. Depending on your support needs, they’ll assign a Regional Assessment Service (RAS) for entry-level help or an Aged Care Assessment Team (ACAT) for more complex requirements. You can learn more about how to get an aged care assessment to prepare for this conversation.

Once you’ve been referred for Assistive Technology & Home Modifications Funding, the most vital meeting takes place: the Occupational Therapist (OT) assessment. The OT visits your home to observe how you move and identify specific risks. After the OT makes their recommendations, you’ll need to obtain quotes from specialised builders or equipment providers who understand aged care standards. It’s often helpful to look at choosing the right home care provider who has experience managing these trades.

The final stage is submission and approval. For minor items, approval can be quite fast. However, for major works or high-cost equipment exceeding $15,390, the request goes to a government delegate for a "clinical necessity" review. This ensures the modification is the most appropriate and cost-effective solution for your long-term needs. To find a professional who can start this process, you can find a specialised Occupational Therapist through our national directory.

Why the Occupational Therapist is Your Best Ally

An OT doesn’t just recommend a tool; they provide the clinical evidence required for the government to release funding. They act as the bridge between your physical needs and the bureaucratic requirements of the Support at Home program. To prepare for an OT home visit, make a list of tasks you find difficult today, such as getting out of bed or stepping over a shower hob. Think about your future mobility too, ensuring the modifications you request will still be useful if your needs change in two or three years.

Implementation: Choosing Providers and Managing Modifications

Once you’ve secured Assistive Technology & Home Modifications Funding, the focus shifts to execution. It’s tempting to call the local handyman you’ve used for years, but major modifications require an "Aged Care Ready" builder. These specialists understand the exact millimetre requirements specified in an Occupational Therapist’s report. A standard builder might install a rail at a height that looks right but doesn’t provide the clinical support you actually need to prevent a fall.

Many seniors worry that their house will start to look like a medical facility. We call this the "Aesthetic Gap." Modern providers now offer designer options, such as matte black or brushed gold grab rails and sleek, hobless shower designs. These modifications blend into your home’s decor while providing the necessary safety. When selecting equipment like electric recliners or mobility scooters, always insist on a trial period. Asking to "try before you buy" ensures the device fits your body and your home’s layout before the funding is spent.

Regarding maintenance, the government generally considers you the owner of the equipment once it’s purchased through your budget. This means you’re responsible for organising regular servicing. However, you can often use your ongoing Support at Home funds to cover the cost of repairs, ensuring your equipment remains safe and functional for years to come.

Using a Directory to Find Specialists

Finding the right person is easier when you use a dedicated resource. You can search for home care and modification providers through our national directory to find tradespeople who specifically specialise in aged care work. It’s vital to check that your chosen tradespeople have the correct NDIS or Aged Care registration, as this ensures they are familiar with the strict compliance and invoicing rules of the Support at Home program.

What Happens if Funding Falls Short?

Sometimes the "High Tier" cap doesn’t cover the full cost of a complex bathroom renovation or a high-end lift. In these cases, you might need to consider co-contributions or "top-ups." While the government covers the essential safety components, you can choose to pay the difference for premium finishes or more advanced equipment models. For a deeper look at managing these costs, see our guide on self-funded care: how much do you need to contribute?

Secure Your Future Independence at Home

Taking the first step toward modifying your home is a powerful investment in your safety and autonomy. The 2026 shift to upfront support means you no longer have to wait months to afford vital changes. By working closely with an Occupational Therapist, you can secure the Assistive Technology & Home Modifications Funding required to transform your living space into a safer, more accessible environment that still feels like home.

Since 2019, Aged Care Made Easy has been trusted by thousands of Australian families to simplify the path to better care. Our comprehensive national listings connect you with the Allied Health professionals and builders who specialise in aged care standards. You deserve a home that supports your needs without looking like a clinical facility. To find the right team for your project, find a specialised Home Modification provider in our National Directory. You’ve got the tools and the information to move forward with confidence.

Frequently Asked Questions

Does My Aged Care pay for bathroom renovations?

Yes, My Aged Care provides funding for bathroom modifications that are clinically necessary for your safety and independence. This typically covers structural changes like removing a shower hob to create a walk-in shower, installing grab rails, or adding non-slip flooring. It’s important to remember that this funding is for functional accessibility rather than a cosmetic makeover. If you prefer premium tiles or luxury fixtures that exceed the standard safety requirements, you’ll generally need to pay the price difference yourself.

Can I get funding for a mobility scooter through Support at Home?

You can access funding for mobility scooters if an Occupational Therapist (OT) determines the device is essential for you to remain active in your community. Under the 2026 Assistive Technology & Home Modifications Funding rules, scooters are usually categorised as medium or high-tier equipment. Your OT must provide a report confirming you can safely operate the vehicle and that your home has a suitable space for charging and storage. The government often requires a trial period before final approval to ensure the model is right for you.

How long is the wait for home modifications funding in 2026?

Wait times for Assistive Technology & Home Modifications Funding vary significantly based on your location and the complexity of the project. While the Support at Home program aims to provide upfront funding faster than previous models, the primary bottleneck is often the wait for an Occupational Therapist assessment. Nationally, these wait times can range from a few weeks to several months depending on therapist availability in your region. Once your assessment is complete and quotes are approved, minor modifications are typically processed faster than major structural works.

Do I have to pay for an Occupational Therapist assessment myself?

You don’t have to pay for an assessment if it’s conducted by a government-contracted therapist following your My Aged Care referral. These clinical assessments are fully funded as part of the Support at Home assessment process. However, some seniors choose to hire a private Occupational Therapist to bypass long public waiting lists. If you decide to go private, you’ll need to pay the therapist’s fees out of your own pocket, though you should check if your private health insurance provides any rebate for these services.

What happens to the equipment if I move into a nursing home?

Most portable equipment purchased through your funding belongs to you, so you can generally take these items with you if you move. This includes walkers, specialised cushions, and small assistive devices. Structural modifications like ramps or stairlifts obviously stay with the property. If you’re moving into residential care, it’s vital to check with the facility manager first. They need to ensure your equipment meets their specific electrical safety standards and fits within the space of your new room.