Aged Care Financial Planning – Expert Aged Care Advice for Australian Seniors

Navigating aged care costs in Australia can be overwhelming. Aged Care Financial Planning (ACFP), with offices in Melbourne and Sydney, provides expert aged care financial advice to help seniors and their families make confident, informed decisions.

With aged care fees ranging from $100,000 to $400,000 annually, understanding accommodation costs, daily care fees, and government subsidies is essential. ACFP’s experienced aged care financial advisers specialise in developing tailored strategies that protect assets, maximise Centrelink benefits, and minimise out-of-pocket expenses.

Founded in 2019, ACFP offers flexible consultations both in person and online, ensuring accessibility for clients across metropolitan and regional Australia. Led by Shaun Ganguly, a Certified Financial Planner and FPA Accredited Aged Care Professional, the firm provides professional, transparent, and empathetic advice focused on reducing financial stress.

Key Aged Care Financial Services

• Aged Care Cost Planning: Clear breakdowns of fees, subsidies, and payment options.

• Asset & Income Structuring: Optimise pensions, tax, and wealth management.

• Negotiation with Facilities: Support in securing fair accommodation rates.

• Payment Advice: Guidance on RAD, DAP, or combination options.

• Respite Care Advice: Understanding short-term care costs and eligibility.

ACFP’s client-centric approach ensures each plan is customised to meet financial goals and care needs. Clients consistently praise ACFP for simplifying the complex aged care system and delivering compassionate, results-driven service.

If you or a loved one are transitioning into aged care, trust Aged Care Financial Planning for expert guidance on managing aged care costs and securing your financial future.

Contact ACFP in Melbourne or Sydney to speak with an experienced aged care financial planner today.